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Why have Employer’s Liability Insurance?

Why have Employers Liability Insurance?

Employer’s Liability Insurance is a legal requirement for all UK employers. It must be of at least £5 million.

The insurance is to protect the employer from situations where their nanny or home child carer has become unwell or been injured as a result of their job.

It is to protect from claims made by the employee. The Public Liability Insurance also included in the policy protects from claims made by members of the public for extra peace of mind.

Our policy is specifically for employers that employ nannies or home child carers who work in the employer’s home and look after their children. The policy is more than adequate cover for the legal requirement at £10 million and Enable Insurance also includes a £5 million indemnity of public liability cover.Enable Insurance is provided by Nannytax, the UK’s first Nanny Payroll service and Fish Insurance who have over 35 years of experience in employment related insurance.

For insurance that protects the nanny and is part of the Ofsted Registration criteria please visit the Nannyinsure website.




  • £10 million Employers' Liability indemnity

  • Up to 5 employees

  • Take nanny overseas

  • £5 million Public Liability indemnity

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