The Enable Insurance Policy

Enable Insurance is a specialist Nanny Employers Liability insurance policy designed for families who employ a nanny or home child carer.

£109 per year – Inclusive of Insurance Premium Tax (IPT)

Holding Employer’s Liability insurance is a legal requirement for all UK employers under the Employer’s Liability Act 1969.

What does Enable Insurance cover?

Up to £10 million Employers Liability Insurance

Covers your legal liability to your employees as an employer, up to the policy limit of £10m, including costs and expenses. This includes costs and compensation that your employees may be entitled to if they have become injured or ill as a result of working for you. There is no cover for fines and penalties.

Public liability insurance for up to £5 million

This covers you for costs and expenses that you make become liable for following bodily injury to any person or damage to property not belonging to you as a result of an event connected to support duties.

Cover provided worldwide

Cover for up to 90 days per trip if your employee accompanies you on holiday/overseas to support you with nanny duties. Excluding USA and Canada in respect of liability cover.

Policy limitations and exclusions apply. For more information, you can download all the policy documents here.

If your nanny has already begun working for you, don’t delay, applying for insurance takes just a few minutes.

When you receive your Certificate of Insurance we recommend you keep it safe and display it somewhere (either physically or electronically) where your nanny can see it.